100% Financing Option!*
Apply for a purchase or refinance mortgage loan. We've got you covered with hundreds of loan programs available.
Veterans have home buying and refinancing advantages at Pacific Funding Group like lower down payment options and lower mortgage insurance rates. Complete the form to Pre-qualify today!
Or Call (888) 899-7822 and speak to a Home Loan Specialist Directly!
*100% financing option for conventional mortgages with the use of downpayment assistance programs.
VA Financing for Military Veteran, Active Duty, or Reservists
GET THE RIGHT LOAN PROGRAM
At Pacific Funding Group, we want to help you find the right loan program for your needs with low to NO cash out of pocket and competitive interest rates.
HUNDREDS OF LOAN PROGRAMS AVAILABLE
We have hundreds of Loan Programs to serve you including: VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house Mortgage4frontlines.com products.
We also offer many grant and buyer assistance programs. Please feel free to call us with any questions or to talk to a loan professional.
What is a VA Loan?
A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required
More than 27 million veterans and service personnel are eligible for VA financing, and most are unaware of it or do not know that it may be possible to buy or refinance their home using this financing program.A VA home loan can be used to purchase a home or refinance an existing mortgage. You can also build a home or make energy-efficient home improvements approved by the lender and VA.
Are you are a Military Veteran, Active Duty, or Reservists? Pacific Funding Group appreciates your service and sacrifice for our country and we are honored to be your local, trusted source for VA home loans. If you are considering purchasing your first home, a larger home or refinancing, contact us today to speak to one of our mortgage professionals about VA financing for your home.
Advantages of a VA Home Loan
- No monthly private mortgage insurance is required
- 100% financing
- You don’t need perfect credit
- Seller can pay up to 4% of the veterans closing costs and even pay down your debt to help lower your debt-to-income ratio
- Right to prepay without penalty
- Limitation on buyers closing costs
- The loan is may be assumable subject to VA approval
- Interest rates are similar to FHA loans
Qualifications for a VA Loan
- Active-duty Veterans discharged during WWII or later, without the status of "dishonorable"
- Active-duty Veterans with at least 90 consecutive days of service during major conflict
- Peacetime Veterans and active-duty personnel with at least 180 days of consecutive service
- Enlisted Veterans whose service began after 1980, or officers whose service began after 1981, and who have served at least 2 years
- National Guard and selected Reserve members may also qualify. Contact us for details
- If you have question about your eligibility please contact us today